Have you always dreamed of what your home would look like if you built it yourself? Perhaps in your dreams, you imagine a wrap-around porch or a house with amazing natural lighting.
Whatever you’ve been thinking of, there’s a way to bring your dream home to life. And that’s by building a home from the ground up.
But before you begin creating a list of all the must-haves in your home, you need to do some things first.
We’ve created a guide that has all the tips that you need when it comes to how to build a house. Get your hard hat ready because building your own home is no joke, but it’s worth it.
Think About Funding
When you purchase a home, one of the first things you might think about is applying for a loan. Instead of taking the traditional route when it comes to building a home, we recommend applying for construction to permanent loans.
The process is different compared to applying for a loan outright. A bundled loan reduces the number of things you’ve got to do because once you’ve qualified for the loan, they’ll match you with someone that can build your home.
As you work through the building process, you’ll receive funds for each phase. This is a useful way of managing what the money is going towards, without using too much in one area.
Figure Out the Floor Plan
Once you’ve been paired with your builder or have found the company that you want to build your dream home, you’re going to want to sit down and finalize your plans. You’ll want to include things like the number of floors or an open floor concept in these plans.
Once you’ve expressed your desires for your home, your builder will present you with a draft of what you wanted. You must look over these plans, and if there’s any part of the floor plan that you aren’t satisfied with, you can use one of the many tools available to redraw or make changes it as needed.
Set Your Budget
If you’re not careful, the materials you purchase to be used in your home building can add up quickly. Before you begin selecting materials and items for the home, do your research and make a list of how much you want to spend in each area.
If you’ve got a designer, they’ll be able to fill you in on the different materials that you can use in each area of your home. It’s helpful if you tell the designer how much you’re working with so that they can help you make the best choices.
Find Land
How are you going to build a home if you don’t have any land? Before you can break ground, take the time to find the land you want your home built on.
When choosing land, it might be wise to have someone come out and survey the grounds to ensure there are no underlying issues that could wreak havoc on your construction. For example, building your home over an underground stream would mean that you could have foundation issues later on that could cost thousands to fix.
Get Your Permits
If you thought that building a home was as simple as just deciding where you want your home to go, then you’re mistaken. Before construction can begin on your dream home, you need to take the time to obtain your permits first.
Some of the permits that you’ll need to begin construction include:
- Grading
- Building
- Electrical plumbing
If you don’t have these permits, you’ll run into issues in the future that could halt construction on your home for an undisclosed amount of time.
Go With the Flow
In your mind, you might imagine that the home will be completed at a specific time. But the truth is that there are things that come up when it comes to construction. And these changes can cause you to become frustrated and overwhelmed.
Instead of getting upset over these things, be flexible and willing to go with the flow if the plans change.
Read Your Contracts
Before you’ve hired the people you want to work on your home, take the time to read the contracts and do your research. This will save you from hiring someone that isn’t dependable or produces low-quality work.
The best way to find someone to work on your home is to ask others that you may know who have been in your shoes for their recommendations. Depending on the contractor, you might receive a discount if they offer a referral program to clients.
Also, read the fine print of the contract and note the fees that they ask you to pay. Also note the deadline they’ve listed for when they’ll have the job completed.
Building a Home From the Ground Up? Make Your Dreams Come True
When it comes to building a home from the ground up, there are a ton of things that you’ll need to think about. You’ll need to consider the financing options you’re going to use to fund the project. And you also need to set a budget so that you don’t overspend on the materials you’re using in your home.
We know the process of building a home is stressful, but think about the results. That’s having a home that you’ve always dreamed of.
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